COMMERCIAL DEBT COLLECTION

Commercial Debt Collection, B2B

We recover unpaid invoices, trade credit and contract balances from other businesses in all 50 states and Canada, firmly and professionally, so the relationship can survive where it should.

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Have you been contacted about a debt? Visit Resolve Your Account.

Commercial collections

Recovery that makes business sense

Commercial debt collection recovers business-to-business (B2B) debts: unpaid invoices, contract breaches and delinquent trade credit. At Key Debt Recovery, we help companies reclaim what other businesses owe them, restoring cash flow and protecting operational stability.

Our process is built for B2B, where staying professional and preserving future partnerships matter as much as recovering what's owed. With industry-specific insight, legal leverage and transparent communication, we deliver results that make business sense.

  • All 50 states and Canada

    Nationwide coverage, including cross-border accounts with bilingual correspondence.

  • Investigation first

    Corporate officer, asset and background searches before we make contact.

  • Legal leverage when needed

    Licensed commercial collection attorneys, only with your approval.

  • Clear reporting

    Status updates and insight into your debtors' payment behavior.

What we collect

Commercial debts we recover

  • Unpaid invoices

    Goods delivered or services performed, and never paid for.

  • Delinquent trade credit

    Customers who bought on terms and stopped paying the account.

  • Contract breaches

    Balances owed under a signed agreement, PO or credit application.

  • Service agreements

    Retainers, maintenance plans and recurring services left unpaid.

  • Materials on account

    Suppliers owed for materials and equipment already delivered.

  • Cross-border accounts

    Canadian debtors, handled under USMCA with bilingual correspondence.

Our approach

How we recover B2B debt

  1. Step 1: Investigate

    Searches into corporate officers, assets and background show the debtor's financial position, so every strategy is data-driven and cost-effective.

  2. Step 2: Demand

    A professionally drafted demand letter sets out what's owed, the terms and the implications. Often, this step alone gets a response.

  3. Step 3: Negotiate

    Mediation and dispute-resolution methods, backed by a close read of your contract, to reach a fair, timely settlement.

  4. Step 4: Enforce, with approval

    If needed, licensed commercial collection attorneys pursue liens, garnishments, UCC filings or court action, tailored to the jurisdiction.

Industries

Who we collect for

From small suppliers to large corporations, we recover funds without disrupting your operations or your reputation.

We also work with retail, professional services and logistics companies.

Why Key Debt Recovery

Control, compliance and continuity

Partnering with Key Debt Recovery keeps your business in control throughout the recovery process.

  • Accelerate cash flow and improve working capital
  • Protect business relationships through professional mediation
  • Leverage legal expertise for higher recovery rates
  • Gain insights from analytics that reveal payment behavior trends
  • Operate confidently with nationwide and cross-border coverage

Ready to place an account?

What to send us

  • The unpaid invoices or a statement of account
  • The contract, purchase order or credit application
  • The debtor's legal name, address and contacts
  • Payment history and any correspondence
Submit an Account

or call (888) 515-5397

FAQ

Commercial collection questions

Can't find your answer? Call (888) 515-5397 or send us a message.

What types of commercial debt do you collect?

Unpaid invoices, delinquent trade credit, contract breaches and other balances one business owes another, for companies from small suppliers to large corporations.

Will collection damage my relationship with the customer?

We lead with professional, non-confrontational contact, then negotiation and mediation. Many accounts are resolved while the business relationship survives, where it should.

Do you take legal action?

Only when it's needed, and only with your approval. We coordinate with licensed commercial collection attorneys for liens, garnishments, UCC filings or court action, tailored to the debtor's jurisdiction. See debt collection litigation.

Can you collect from a business in another state or in Canada?

Yes. We serve clients in all 50 U.S. states and Canada, including cross-border accounts under USMCA with bilingual correspondence.

How do I get started?

Submit the account online or call us for a free case review. Send the invoices, the agreement and the debtor's details, and our team reviews the account.

Related services

More ways we help

A business account that's past due?

Place it with us today, or ask for a free quote first. Our team reviews every account placed with us.

Submit an Account Get a free quote

Prefer to talk? Call (888) 515-5397