Finding Debtors Who've Gone Quiet
Have you been contacted about a debt? Visit Resolve Your Account.
Skip tracing is the work of locating a debtor who can no longer be reached at the details you have on file. A customer moves without a forwarding address, a phone number is disconnected, a business changes its name or closes its doors, and an account that was collectable starts to look lost.
At Key Debt Recovery, outdated contact information does not end a file. We search public records and proprietary databases to find where the debtor is now, then put that information straight to work in the collection.
Skip Tracing: Our Approach
1. Start With What You Have
Every search begins with the account you place with us: last known address, phone numbers, email, contract and payment history. Small details in the file often point to the right trail.
2. Public Record and Database Searches
We search public records and proprietary databases for current addresses, phone numbers and employment sources, and we cross-check the results so we are not chasing old data.
3. Business Debtors, Officers and Successors
When the debtor is a company, we look past the business name: corporate officers, registered agents, new or successor entities and changes in business filings, so a rebrand or a closure does not wipe out the debt. See Commercial Debt Collection.
4. Asset and Income Indicators
Where it helps the recovery strategy, we identify bank accounts, real estate holdings, business interests and employment sources. This is the same groundwork that supports judgment enforcement if an account goes that far.
5. Verified, Then Back to Work
Once we have current, verified details, collection resumes straight away. We handle all location work within the rules of the Fair Debt Collection Practices Act and applicable state law.
Skip Tracing: Benefits of Partnering with Key Debt Recovery
Keep accounts alive that would otherwise be written off.
Recover from debtors you had given up trying to reach
One team locates the debtor and collects the debt, with no hand-off between vendors
Company, officer and successor searches for business debts
Asset information that supports legal action if it is needed
When to Ask for Skip Tracing
Mail comes back undeliverable
Phone numbers are disconnected or never answered
A tenant, customer or client moved without notice
A business changed names, closed or reopened under a new entity
An older account has had no contact in months
Have an account you can't reach? Place it with us and we'll find the trail.